Credit Officer
Job Location: Port Harcourt, Rivers
Employment Type: Full-time
Job Summary
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- The Credit Officer will be tasked with the responsibility of evaluating loan applications to determine the eligibility of an applicant for a loan option, assessing creditworthiness, scrutinizing credit risk and ensuring compliance with company policies and regulatory requirements.
- You will play a crucial role in the lending process by providing accurate credit assessments and recommendations to support our clients’ financial needs.
- Ultimately, the ideal candidate should have excellent oral and written communication skills to be able to effectively liaise with clients and should possess the capacity to work in a fast-paced environment.
Career opportunities
Responsibilities
- Review and analyze loan applications and financial documents to determine credit risk.
- Conduct credit checks and assess the creditworthiness of applicants.
- Evaluate applicants’ financial status, credit history, and ability to repay loans.
- Make informed recommendations regarding loan approvals or denials.
- Ensure compliance with lending policies, regulations, and procedures.
- Communicate with applicants to gather additional information and clarify any discrepancies.
- Prepare detailed reports and documentation for loan decisions.
- Collaborate with other departments to ensure a smooth loan processing experience.
- Maintain records of loan applications and monitor payments.
Requirements and Skills
- B.Sc. in any related discipline.
- Minimum of 3 – 5 years of work experience as a credit officer in a financial sector is mandatory.
- Must have completed NYSC.
- Proficient in Microsoft Word, Excel and Power Point
- Excellent written and verbal communication skills.
- Strong organizational skills and ability to multi-task.
- Strong leadership skills
- Attention to detail and problem-solving skills.
Renumeration
- Salary: N150,000
- Transport and airtime allowance.
Application Closing Date: 14th March, 2025.
Method of Application
Interested and qualified candidates should send their CV to: cokechukwu@icsoutsourcing.com using “Credit Officer” as the subject of the mail.
